Senior Credit Analyst - Counterparty Credit Underwriting/Financial Institutions
Company: U.S. Bank
Location: Milwaukee
Posted on: May 26, 2023
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Job Description:
At U.S. Bank, we're on a journey to do our best. Helping the
customers and businesses we serve to make better and smarter
financial decisions and enabling the communities we support to grow
and succeed. We believe it takes all of us to bring our shared
ambition to life, and each person is unique in their potential. A
career with U.S. Bank gives you a wide, ever-growing range of
opportunities to discover what makes you thrive at every stage of
your career. Try new things, learn new skills and discover what you
excel at-all from Day One.
Job Description
This position is within the Domestic Institutional Risk Management
team, which is a risk management & compliance function within the
broader Credit Risk Management department. Primary responsibility
of this position is to support the Bank's growth and profitability
via discretionary facilities by conducting credit analysis,
proposing internal rating assignments, and making counterparty risk
limit recommendations of various counterparties and financial
institutions in the United States. Credit analysis includes
research and evaluation of financial performance, operating
environment, management, ownership, market position/concentration,
and strengths/weaknesses in the context of the current and forecast
economic environment, resulting in sound counterparty risk
management. Proposals and recommendations are presented in
writing.
Other core responsibilities include monitoring financial condition
of assigned portfolio, conducting initial analysis, interim credit
actions, and periodic reviews of assigned portfolios. This position
has extensive interaction with a broad array of business lines
throughout the company, as the analyst will serve as point person
for Front Office for management of credit and counterparty risk
resulting from transactions executed by the different business
lines. Business lines supported by this position include Depository
Financial Institutions, Insurance, Security Industry & Investment
Management, Foreign Exchange, Corporate Treasury, Capital Markets,
Payment Systems, Leasing, and Wealth. Successful candidates exhibit
strong abilities in the areas of organization, self-motivation,
flexibility, and adaptability. The position regularly evolves to
include credit approval responsibilities.
Basic Qualifications
Bachelor's degree, or equivalent work experience
Typically more than six years of applicable experience
Preferred Skills/Experience
Proficient in MS Excel
Extensive credit analysis, investigation, and decision making
skills
Strong working knowledge of accounting, economics and finance
Fundamental knowledge of or experience working in the banking
industry
Strong interpersonal skills - ability to work independently, with
internal customers and in a team environment
Considerable knowledge of applicable laws, regulations, financial
services, and regulatory trends that impact their assigned line of
business
Considerable understanding of the business line's operations,
products/services, systems, and associated risks/controls
Thorough knowledge of Risk/Compliance/Audit competencies
Strong analytical, process facilitation and project management
skills
Effective presentation, interpersonal, written and verbal
communication skills
Effective relationship building and negotiation skills
Proficient computer navigation skills using a variety of software
packages, including Microsoft Office applications and word
processing, spreadsheets, databases, and presentations
Applicable professional certifications
INDMO
#LI-Hybrid
If there's anything we can do to accommodate a disability during
any portion of the application or hiring process, please refer to
our disability accommodations for applicants
(https://careers.usbank.com/global/en/disability-accommodations-for-applicants)
.
Learn how the way we work at U.S. Bank
(https://assets.phenompeople.com/CareerConnectResources/prod/UBNAGLOBAL/documents/Thewaywework-1666895142717.pdf)
drives meaningful relationships with our customers and
collaboration across the company.
Benefits:
Our approach to benefits and total rewards considers our team
members' whole selves and what may be needed to thrive in and
outside work. That's why our benefits are designed to help you and
your family boost your health, protect your financial security and
give you peace of mind. Our benefits include the following (some
may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and
tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to
80 hours per calendar year unless otherwise provided by law
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a
diverse workforce. We consider all qualified applicants without
regard to race, religion, color, sex, national origin, age, sexual
orientation, gender identity, disability or veteran status, among
other factors. Applicants can learn more about the company's status
as an equal opportunity employer by viewing the federal KNOW YOUR
RIGHTS
(https://eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf)
EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security
E-Verify program in all facilities located in the United States and
certain U.S. territories. The E-Verify program is an Internet-based
employment eligibility verification system operated by the U.S.
Citizenship and Immigration Services. Learn more about the E-Verify
program
(https://careers.usbank.com/verification-of-eligibility-for-employment)
.
The salary range reflects figures based on the primary location,
which is listed first. The actual range for the role may differ
based on the location of the role. In addition to salary, US Bank
offers a comprehensive benefits package, including incentive and
recognition programs, equity stock purchase 401k contribution and
pension (all benefits are subject to eligibility requirements). Pay
Range: $99,365.00 - $116,900.00 - $128,590.00
U.S. Bank will consider qualified applicants with criminal
histories in a manner consistent with the San Francisco Fair Chance
Ordinance.
Keywords: U.S. Bank, Milwaukee , Senior Credit Analyst - Counterparty Credit Underwriting/Financial Institutions, Professions , Milwaukee, Wisconsin
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